Health Insurance
Health Insurance Open Enrollment Ends On March 31 (and Why You Should Care)
If you think you’ll be eligible for a health insurance subsidy in any way, now is the time to secure your coverage for 2014. That’s because the Open Enrollment period for individuals and families searching for health insurance through the Marketplace is coming to an end on March 31, 2014. What does this mean to…
> Keep ReadingChoosing Between Medicare Advantage and Medigap
Once you become eligible for Medicare, understanding the benefits offered by different plans and choosing a plan that best fits your needs is the next, and perhaps most important, step for obtaining Medicare coverage. Choosing between a Medicare Advantage (MA or Part C) Plan or a combination of Original Medicare with supplementary (Medigap) coverage may be a tedious…
> Keep ReadingApplying for Medicare: A How-To Guide
Part 1 of the Bailey Group’s Guide to Medicare discussed the different parts of the Medicare system in which eligible individuals may enroll. This installation will cover the eligibility rules and outline the process of applying for Medicare. There are many resources for seniors related to the initial enrollment process – including the Social Security Administration (SSA), the Medicare…
> Keep ReadingThe ABC and Ds of Medicare
Medicare is a federal health insurance program for people aged 65 or older. It is a multifaceted program that offers health services ranging from hospital care to prescription drug coverage. Senior citizens may subscribe to some or all “Parts” of the Medicare program, based on their individual needs or preferences. This guide will introduce you…
> Keep Reading8 Websites That Will Help You Become A Health Care Reform Expert
Google the term health care reform and over 338,000,000 results show up. I’m not kidding.
> Keep ReadingBuying Health Insurance “Is Actually Not That Bad”
My wife recently left her full-time job to pursue her dream career of being a personal trainer and unfortunately we lost her incredible benefits in the process.
> Keep Reading6 Questions Answered About the December 23rd ACA Deadline
That was fast. The first key deadline for individuals applying for health insurance coverage under the Affordable Care Act is upon us.
> Keep ReadingHow the Individual Mandate Penalty Affects Married Couples Filing Jointly
Our entire office meets on a weekly basis to talk about all things Health Care Reform. We call the meeting our Health Care Reform Extravaganza! Most of the time it does turn out to be quite an extravaganza, especially the last few weeks. We use the meeting as a chance to get together and talk…
> Keep ReadingYou Might Be Able to Keep Your Canceled Florida Health Plan After All
President Obama announced last week that those that would have had their health insurance plans canceled in 2014 due to the Affordable Care Act will be able to keep their existing plan through the end of 2014. The change comes primarily due to the fact that President Obama stated on numerous occasions that if Americans…
> Keep ReadingYour Effective Date of Coverage Will Vary Under the Affordable Care Act
The rush to apply for health insurance coverage on healthcare.gov and the subsequent rash of reported problems with enrolling in the new marketplace really is much ado about nothing at this point. Why, you ask? Well, whether you successfully apply for health insurance on the marketplace today or you wait until December 15th, you’re still…
> Keep ReadingHere’s Why Your Florida Blue Policy Might Have Been Dropped
Florida Blue writes on their blog that “this might be the first time that the effects of the Affordable Care Act (ACA) became real for you.” CBS Miami reported last Thursday that 300,000 Florida Blue policyholders that currently have plans that don’t include all of the 10 categories of benefits required under the Affordable Care…
> Keep ReadingFlorida Health Insurance Marketplace Opens, Asks You to “Please Wait”
The Health Insurance Marketplace is off to a buggy, delay filled start. Let’s be honest though – we were all expecting this. No matter how much beta testing a website does, you can never be ready for the type of traffic an event like this can demand. According to HealthCare.gov’s twitter feed: 1 million visit…
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