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Common Questions and Answers
Absolutely not! You aren't obligated to do anything with us when you request a quote. A quote is exactly that – a quote for how much you can expect to pay for your insurance plan. It is not a contract or a commitment. Nor is it an invitation for us to pester you for the next 10 years. We aren't that type of company.
The price you pay for your insurance plan remains the same whether you get help from one of our agents or not. That's because health insurance rates are fixed by law. So, the question is: why not work with an expert to get the right plan?
There is absolutely no difference between The Bailey Health Group and The Bailey Group. We are one in the same. For legal reasons we had to separate the different parts of our business. The Bailey Health Group is just the name that we sell health insurance under.
It means that we have contracted with Florida Blue to be able to sell their products and services. Our close relationship with Florida Blue allows us better access to helping you with claims issues or addressing any problems that may come up.
We are a little bit different from a Florida Blue retail store in that, if you did not originally purchase your policy through us, we cannot help you with claims issues or problems because we are not your “agent of record” and they will not allow us to access your information.
There are a thousand different places where you can get a “live” health insurance quote online. We realize that we will never be able to compete with a website like healthcare.gov in offering a seamless online transaction for health insurance. Some would say that healthcare.gov doesn’t even have that process down … but we digress!
What those other websites can’t offer, however, is the ability to talk with a licensed agent about your specific health care needs and then speak with that same agent when you have questions or problems with the plan that you purchased. Our focus is not just on the sale of a policy, but on making sure you have the best long-term experience possible with your insurance plan.