We Make Health Insurance Simple.

We can help you find the right plan for your needs and budget – at no additional cost.

Health insurance is confusing. We're here to simplify things.

Work one-on-one with an agent dedicated to you and your family.

At The Bailey Group, you'll work one-on-one with a dedicated agent to find the right Florida Blue plan based on how you actually use your health insurance. We'll run through a number of different factors that come into play to help narrow down the best options for you and your family.

Get enrolled at no extra cost.

Enrolling in a plan on your own can be daunting. That's why we take care of the entire process for you at no extra cost. That's right – the premium you pay for your plan remains the same whether you get help from us or do it on your own.

Support throughout the year.

Let's be honest. With something as complicated as health insurance, problems are bound to pop up. Claims can be denied. Payments can fail to process. No matter the issue, your dedicated agent at The Bailey Group is here to help.

Local Agency for Florida Blue logo

The Bailey Group is your local agency for Florida Blue.

We're proud to be your local agency for Florida Blue. Our team of agents has expert knowledge on the plans and options offered by Florida Blue, plus preferred access to help you with claims issues, and questions related to your plan.

Knowledge is power when it comes to health insurance.

Here are some of the key terms you're bound to encounter along the way.


When you buy, or enroll in, a health plan, the insurance company agrees to pay for preventive services to help you stay well, plus part of your medical bills when you need a checkup, get sick, or have an accident.


If the doctor, hospital or health care facility you visit is part of your insurance company’s network, you'll get your health care at lower prices. But if you go out of your network for health care, it can become a lot more expensive.


Health care you receive without a physician referral, or services received by a non-network service provider. Out-of-network health care and plan payments are subject to deductibles and copayments.


Premiums are payments you make each month to your insurance company for your coverage.


A specific dollar amount you pay out of pocket before benefits are available through a health plan. Under some plans, the deductible is waived for certain services.


The amount or percentage that you pay for certain covered health care services under your plan. This is typically the amount paid after a deductible is met.


A flat fee that you pay toward the cost of covered medical services.

Out-of-pocket max

The highest out-of-pocket amount paid for covered services during a benefit period.


You may qualify for help from the government to pay part of your premium. This financial assistance is called a preimum tax credit or subsidy.

1Choosing a provider in your network means you may pay less for covered services. Provider networks are made up of independently contracted physicians, hospitals, and ancillary providers. 2Blue365® offers access to savings on items that members may purchase directly from independent vendors. Blue365 does not include items covered under your policies with Florida Blue or any applicable federal health care program. To find out what is covered under your policies, call Florida Blue. Blue Cross and Blue Shield Association (BCBSA) and local Blue companies may receive payments from Blue365 vendors. Neither Florida Blue nor any local Blue company recommends, endorses, warrants or guarantees any specific Blue365 vendor or item. For more information about Blue365, go to FloridaBlue.com.

Policies types above have limitations and exclusions. For costs and complete details of the coverage call The Bailey Health Group. Health insurance is offered by Blue Cross and Blue Shield of Florida, Inc., DBA Florida Blue. HMO coverage is offered by Health Options, Inc., DBA Florida Blue HMO, an affiliate of Blue Cross and Blue Shield of Florida, Inc. These companies are Independent Licensees of the Blue Cross and Blue Shield Association. Florida Blue and Florida Blue HMO do not discriminate on the basis of race, color, national origin, disability, age, sex, gender identity, sexual orientation, or health status in the administration of the plan, including enrollment and benefit determinations.